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BadCreditLoans.com Review: Offering Bad Credit Personal Loans Since 1998

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Since 1998, BadCreditLoans.com has connected people with bad credit to loans tailored specifically to their current credit situation. BadCreditLoans.com acts as an advocate for consumers and connects them with an extensive network of lenders willing to provide no-obligation offers.

Loans for bad credit
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Loan amounts: $500 to $5,000
APR: 5.99% to 35.99%
Minimum credit score: Any

  • Loan Type: Short Term Loans
  • Repayment terms: 3 to 36 months
  • Direct lender or Marketplace: Marketplace
  • Turnaround Time: Varies by lender
  • Ideal for: people with poor credit, looking for a loan offer adapted to their needs

Advantages and disadvantages of BadCreditLoans.com

Benefits

  • Simple form and fast financing
  • No loan application fees
  • Multiple services
  • Helping those with bad credit since 1998

The inconvenients

  • Reviews are mostly negative
  • Not a direct lender
  • Lack of BBB accreditation
BadCreditLoans.com Personal Loans
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BadCreditLoans.com Loan cost

BadCreditLoans.com offers flexible short-term loans ranging from $500 to $5,000, APRs from 5.99% to 35.99%, and repayment options ranging from 3 days to 36 months. All loans are unsecured and require no collateral.

Qualification BadCreditLoans.com

To get started, there is a list of criteria you need to meet:

  • Be a US citizen or permanent resident
  • You must be at least 18 years old
  • bank account information
  • Social Security number

To apply to BadCreditLoans.com, you must also have access to the following information:

  • A government-issued ID
  • Income or employment information
  • Proof of address
  • Give a valid email address

Once you have met all the qualifications, you can start with these by following these simple steps:

  1. Select your requested loan amount and enter your email, then click To start
  2. Select your general credit bracket and the reason for your loan
  3. Enter basic personal information along with employment details and bank account information. Click Continue to Step 3
  4. Read the privacy policy, terms of use, and electronic consent documents. Click on Submit information.

They will put you in touch with the lenders in their network, select the one that best suits your needs. After making your decision, they will then redirect you to the lender’s website where you can complete a full application. If you choose to proceed, you can sign your loan agreement with an electronic signature and your funds will be deposited directly into your checking account within just one business day.

BadCreditLoans.com Reviews and Ratings

BadCreditLoans.com’s BBB rating is F

They are not accredited with the BBB and are rated F for reasons such as no response to 4 complaints filed against the company. Reviews on Trustpilot are also discouraging, with an average rating of 2.3 stars out of 5. Many users reported receiving emails asking for short-term loans after submitting an application.

Things to remember

  • BadCreditLoans.com is an online short-term loan marketplace and does not fund loans. Rather, it exists to help you find and choose a suitable lender, as well as help you compare loans.
  • They are not responsible for the actual loan agreement but rather for the lender you choose.
  • Besides personal loans, they offer additional services by helping consumers find credit cards, business loans, car loans, student loans, and mortgages.
  • They will not affect your credit; However, you should expect your lender to eventually do a credit check, which will temporarily lower your credit score.
  • Be sure to stay in touch with your lender when you have questions

In conclusion

BadCreditLoans.com provides a convenient way for millions of Americans to access the funds they need. Its market is unique in that it does not require a minimum credit score and specifically offers loan products to consumers with bad credit.

So when financial emergency situations arise, they can put you in touch with the reliable help you need.

Compare BadCreditLoans.com to the Best Debt Consolidation Reviews of 2022

BadCreditLoans.com

Reviews on BadCreditLoans.com

BadCreditLoans.com provides a convenient way for millions of Americans to access the funds they need. Its market is unique in that it does not require a minimum credit score and specifically offers loan products to consumers with bad credit.

So when financial emergencies arise, BadCreditLoans.com can connect you to the reliable help you need.